By J. Paventi
Since 1952, Consumer Reports has published reviews of new cards introduced to the marketplace. Owned by the non-profit consumer advocacy group Consumer's Union, the annual vehicle guides are considered a must read for anyone in the market for a new or used car. The report take into account pluses, minuses, repair ratings, fuel efficiency and reliability when ranking automobiles. The first...
By Sidney
Many individuals decide to tap into their 401k when they need extra money. This process is relatively easy if you have changed employers. But if you are still working for the employer that sponsored the plan, it's a little more complicated. You may need to apply for an exception for financial hardship or take out a loan against your plan. Here's how you can take money out of your 401k...
By Stephanie Mojica
Whether you need a personal loan for an unexpected expense or a dream vacation, the application process is easy and the availability of loans for people of all credit scoring types is wide. A personal loan basically allows a person to pay back an amount of borrowed money, plus interest, in manageable monthly payments. Common personal loan uses include vacations, new computers, cosmetic surgery...
By Rissa Watkins
In these hard economic times, you might be thinking about pulling money from your 401K to pay debt. You see this money sitting there losing value from the stock market drops and figure you can put it to better use. Is pulling money from your 401K a good idea? What are the pros and cons to using your 401K to pay debt? Find out what your options and penalties are before pulling money out of your...
By Amy Michelle Kniss
You may not define yourself as a number, but lenders, creditors and even insurers do. They use your FICO score to determine whether they want to lend you money and the rate they'll charge if they do. The higher your credit score the more likely you'll be able to get a loan or better rates on your credit card. Since this number is important to your financial future, you need to know it....